01
Pre-approved in 24 hours
Upload documents from your phone. We review them the same day, so your letter is ready before the next showing.
Purchase · Refinance · First-time buyers
Home loans,
without the fog.
One loan officer. One honest fee sheet. A pre-approval letter in 24 hours. We do the paperwork so you can do the house-hunting.
Prefer to talk now? 513-314-1310
Pre-approval
24 hrs
Average turnaround, so your offer goes in before the open house ends.
Mortgages are complicated. Working with us isn’t.
We built GalanHomeLoans around three promises. They’re not perks. They’re the whole point.
02
One honest fee sheet
Every cost on a single page before you commit. If a number changes, you hear it from us first, not at the closing table.
03
One loan officer, start to keys
No call centers, no slow bank runaround. The person who answers your first question is the one who hands you the keys.
Loan programs
Conventional
From 3% down
FHA
Flexible credit
VA
0% down for veterans
Jumbo
High-value homes
Refinance
Lower rate or cash-out
HELOC
Tap your home equity
ITIN
No SSN required
Self-employed
Bank-statement loans
How it works
Four steps. Zero guesswork.
- 1
Apply in 10 minutes
A short, secure online application. No hard credit pull until you say go.
- 2
Get your letter
We verify income and assets and send a pre-approval your agent can trust.
- 3
Lock & compare
See your options side by side, lock the rate that fits, and we handle the underwriting.
- 4
Close & move in
Sign, get your keys, and keep our number. We’ll still pick up after closing.
Elizabeth Galan
NMLS #1674241
About me
Hi, I’m Elizabeth.
I’ll be with you from first question to closing day.
I’m the broker owner of GalanHomeLoans, and I work with every client personally. When you call, you get me, not a call center or a different person every week.
As a broker, I’m not tied to one bank’s products. I compare options across lenders to find the loan that actually fits your budget and your plans, whether that’s your first home, a refinance, a HELOC, or an ITIN loan.
- Licensed in
- OH · KY · IN · FL
- Office
- Liberty Township, OH
- NMLS
- #1674241
Mortgage calculator
What would you actually pay?
Move the sliders. Taxes, insurance, and PMI included, because that’s what hits your bank account.
$450,000
10%
6.500%
Loan term
1.1%
$1,500
Reviews
Real reviews from real homeowners.
See what Cincinnati-area families say about working with Elizabeth, or leave a review of your own.
Your offer is only as strong as your letter.
Get pre-approved today and walk into your next showing ready to win. It takes about ten minutes and won’t affect your credit score.